Audra R. Sherwood is in the dissertation phase of her doctoral degree in Management with emphasis in Finance. She possesses a graduate degree in Economics and an undergraduate degree in Math & Science. Audra brings a lot of experience and learning styles to the students at Charisma University. Ms. Sherwood is focused on financial literacy and increasing awareness among educators as to ways to increase financial literacy among students. Passionate and committed academic professional offering more than 20+ years of higher education experience coupled with a 15+ year history of online, blended, and on-ground teaching. Adept at integrating methods of differentiated teaching to accommodate a variety of learning styles and abilities. Solid background in teaching more than 3,500 students from different cultural, social, and economic backgrounds while overcoming language and cultural barriers.